Call reports 2018
CENTRAL BANK — 2018
What CENTRAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 150,342,000 | 149,522,000 | 167,050,000 | 168,635,000 |
| Total loans | 115,341,000 | 122,691,000 | 130,397,000 | 134,799,000 |
| Allowance for loan losses | 1,980,000 | 1,980,000 | 1,980,000 | 2,117,000 |
| Securities available for sale | 9,767,000 | 9,464,000 | 9,056,000 | 8,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,721,000 | 131,172,000 | 148,746,000 | 150,966,000 |
| Interest-bearing deposits | 112,487,000 | 122,000,000 | 138,114,000 | 137,200,000 |
| Noninterest-bearing deposits | 18,234,000 | 9,172,000 | 10,632,000 | 13,766,000 |
| Equity capital | 15,267,000 | 15,608,000 | 15,315,000 | 14,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,692,000 | 3,496,000 | 5,371,000 | 7,336,000 |
| Interest expense | 377,000 | 831,000 | 1,362,000 | 1,982,000 |
| Net interest income | 1,315,000 | 2,665,000 | 4,009,000 | 5,354,000 |
| Noninterest income | 800,000 | 1,100,000 | 1,311,000 | 1,480,000 |
| Noninterest expense | 1,242,000 | 2,404,000 | 3,767,000 | 5,353,000 |
| Provision for loan losses | 0 | 22,000 | 22,000 | 721,000 |
| Pretax income | 873,000 | 1,339,000 | 1,531,000 | 760,000 |
| Income tax | 217,000 | 331,000 | 376,000 | 152,000 |
| Net income | 656,000 | 1,008,000 | 1,155,000 | 608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,664,000 | 14,105,000 | 13,907,000 | 13,475,000 |
| Total capital | 15,138,000 | 15,657,000 | 15,599,000 | 15,190,000 |
| Risk-weighted assets | 117,376,000 | 123,786,000 | 135,092,000 | 136,803,000 |