Call reports 2016
CENTRAL BANK — 2016
What CENTRAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 122,530,000 | 119,513,000 | 125,889,000 | 123,031,000 |
| Total loans | 96,103,000 | 89,341,000 | 92,904,000 | 94,009,000 |
| Allowance for loan losses | 1,365,000 | 1,795,000 | 2,054,000 | 1,968,000 |
| Securities available for sale | 13,708,000 | 12,862,000 | 12,434,000 | 11,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,368,000 | 100,702,000 | 107,740,000 | 105,225,000 |
| Interest-bearing deposits | 92,464,000 | 93,814,000 | 92,067,000 | 89,758,000 |
| Noninterest-bearing deposits | 6,904,000 | 6,888,000 | 15,673,000 | 15,467,000 |
| Equity capital | 12,047,000 | 12,974,000 | 13,021,000 | 13,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,399,000 | 3,619,000 | 4,867,000 |
| Interest expense | 275,000 | 575,000 | 884,000 | 1,192,000 |
| Net interest income | 896,000 | 1,824,000 | 2,735,000 | 3,675,000 |
| Noninterest income | 555,000 | 2,207,000 | 2,681,000 | 3,355,000 |
| Noninterest expense | 955,000 | 2,166,000 | 3,037,000 | 4,025,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 496,000 | 1,865,000 | 2,379,000 | 3,005,000 |
| Income tax | 177,000 | 685,000 | 868,000 | 1,095,000 |
| Net income | 319,000 | 1,180,000 | 1,511,000 | 1,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,499,000 | 12,489,000 | 12,395,000 | 12,794,000 |
| Total capital | 12,734,000 | 13,652,000 | 13,591,000 | 14,011,000 |
| Risk-weighted assets | 98,634,000 | 92,444,000 | 94,679,000 | 96,457,000 |