Call reports 2015
CENTRAL BANK — 2015
What CENTRAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 101,467,000 | 103,919,000 | 109,887,000 | 112,329,000 |
| Total loans | 80,311,000 | 84,279,000 | 87,644,000 | 88,226,000 |
| Allowance for loan losses | 1,674,000 | 1,679,000 | 1,679,000 | 1,380,000 |
| Securities available for sale | 12,965,000 | 13,529,000 | 14,322,000 | 14,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,095,000 | 78,826,000 | 87,447,000 | 92,673,000 |
| Interest-bearing deposits | 72,624,000 | 72,457,000 | 80,681,000 | 85,948,000 |
| Noninterest-bearing deposits | 6,471,000 | 6,369,000 | 6,766,000 | 6,725,000 |
| Equity capital | 11,175,000 | 11,118,000 | 11,363,000 | 11,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,006,000 | 2,099,000 | 3,233,000 | 4,393,000 |
| Interest expense | 181,000 | 387,000 | 609,000 | 866,000 |
| Net interest income | 825,000 | 1,712,000 | 2,624,000 | 3,527,000 |
| Noninterest income | 98,000 | 227,000 | 357,000 | 621,000 |
| Noninterest expense | 823,000 | 1,648,000 | 2,540,000 | 3,278,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 392,000 | 542,000 | 971,000 |
| Income tax | 62,000 | 133,000 | 179,000 | 331,000 |
| Net income | 121,000 | 259,000 | 363,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,503,000 | 10,641,000 | 10,745,000 | 11,069,000 |
| Total capital | 11,552,000 | 11,739,000 | 11,862,000 | 12,218,000 |
| Risk-weighted assets | 83,024,000 | 86,890,000 | 88,452,000 | 91,394,000 |