Call reports 2014
CENTRAL BANK — 2014
What CENTRAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 74,826,000 | 80,224,000 | 89,607,000 | 94,836,000 |
| Total loans | 57,380,000 | 61,336,000 | 68,485,000 | 75,628,000 |
| Allowance for loan losses | 1,572,000 | 1,576,000 | 1,580,000 | 1,668,000 |
| Securities available for sale | 9,696,000 | 13,182,000 | 13,921,000 | 12,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,039,000 | 66,263,000 | 68,059,000 | 73,092,000 |
| Interest-bearing deposits | 56,491,000 | 61,586,000 | 62,711,000 | 68,144,000 |
| Noninterest-bearing deposits | 5,548,000 | 4,677,000 | 5,348,000 | 4,948,000 |
| Equity capital | 10,698,000 | 10,803,000 | 10,940,000 | 11,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,604,000 | 2,534,000 | 3,500,000 |
| Interest expense | 130,000 | 273,000 | 425,000 | 593,000 |
| Net interest income | 648,000 | 1,331,000 | 2,109,000 | 2,907,000 |
| Noninterest income | 40,000 | 125,000 | 211,000 | 327,000 |
| Noninterest expense | 781,000 | 1,520,000 | 2,301,000 | 3,124,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -76,000 | -44,000 | 39,000 | 162,000 |
| Income tax | 0 | 0 | 0 | 20,000 |
| Net income | -76,000 | -44,000 | 39,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,280,000 | 10,290,000 | 10,429,000 | 10,588,000 |
| Total capital | 11,095,000 | 11,162,000 | 11,404,000 | 11,610,000 |
| Risk-weighted assets | 66,825,000 | 69,949,000 | 77,403,000 | 81,107,000 |