Call reports 2013
CENTRAL BANK — 2013
What CENTRAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 67,307,000 | 69,575,000 | 71,649,000 | 73,487,000 |
| Total loans | 50,780,000 | 54,647,000 | 56,331,000 | 55,934,000 |
| Allowance for loan losses | 1,105,000 | 1,123,000 | 1,207,000 | 1,595,000 |
| Securities available for sale | 8,366,000 | 7,293,000 | 9,783,000 | 9,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,836,000 | 58,443,000 | 56,607,000 | 59,608,000 |
| Interest-bearing deposits | 50,996,000 | 53,868,000 | 51,555,000 | 54,435,000 |
| Noninterest-bearing deposits | 4,840,000 | 4,575,000 | 5,052,000 | 5,173,000 |
| Equity capital | 11,215,000 | 11,064,000 | 11,008,000 | 10,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,546,000 | 2,339,000 | 3,116,000 |
| Interest expense | 130,000 | 258,000 | 382,000 | 502,000 |
| Net interest income | 625,000 | 1,288,000 | 1,957,000 | 2,614,000 |
| Noninterest income | 37,000 | 76,000 | 133,000 | 220,000 |
| Noninterest expense | 559,000 | 1,269,000 | 2,051,000 | 2,828,000 |
| Provision for loan losses | -106,000 | -89,000 | -89,000 | 234,000 |
| Pretax income | 209,000 | 334,000 | 278,000 | 29,000 |
| Income tax | 73,000 | 127,000 | 107,000 | 9,000 |
| Net income | 136,000 | 207,000 | 171,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,756,000 | 10,988,000 | 10,938,000 | 10,415,000 |
| Total capital | 11,504,000 | 11,753,000 | 11,695,000 | 11,237,000 |
| Risk-weighted assets | 59,433,000 | 63,336,000 | 62,552,000 | 64,995,000 |