Call reports 2012
CENTRAL BANK — 2012
What CENTRAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,906,000 | 76,799,000 | 70,480,000 | 69,358,000 |
| Total loans | 52,654,000 | 53,522,000 | 45,380,000 | 44,524,000 |
| Allowance for loan losses | 1,966,000 | 1,998,000 | 1,416,000 | 1,211,000 |
| Securities available for sale | 12,307,000 | 11,415,000 | 10,518,000 | 9,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,051,000 | 65,622,000 | 59,202,000 | 58,022,000 |
| Interest-bearing deposits | 59,483,000 | 59,710,000 | 54,098,000 | 53,102,000 |
| Noninterest-bearing deposits | 5,568,000 | 5,912,000 | 5,104,000 | 4,920,000 |
| Equity capital | 10,752,000 | 10,968,000 | 11,104,000 | 11,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,732,000 | 2,521,000 | 3,253,000 |
| Interest expense | 175,000 | 349,000 | 513,000 | 650,000 |
| Net interest income | 686,000 | 1,383,000 | 2,008,000 | 2,603,000 |
| Noninterest income | 34,000 | 272,000 | 390,000 | 833,000 |
| Noninterest expense | 600,000 | 1,191,000 | 1,812,000 | 2,556,000 |
| Provision for loan losses | 44,000 | 76,000 | 58,000 | 205,000 |
| Pretax income | 76,000 | 388,000 | 528,000 | 675,000 |
| Income tax | 29,000 | 147,000 | 200,000 | 256,000 |
| Net income | 47,000 | 241,000 | 328,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,025,000 | 10,454,000 | 10,615,000 | 10,606,000 |
| Total capital | 10,807,000 | 11,244,000 | 11,306,000 | 11,277,000 |
| Risk-weighted assets | 61,411,000 | 61,543,000 | 54,395,000 | 53,127,000 |