Call reports 2019
LIGHTHOUSE BANK — 2019
What LIGHTHOUSE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 314,400,000 | 316,339,000 | 321,822,000 |
| Total loans | 235,648,000 | 229,621,000 | 226,683,000 |
| Allowance for loan losses | 5,401,000 | 5,401,000 | 5,401,000 |
| Securities available for sale | 3,303,000 | 4,705,000 | 4,455,000 |
| Securities held to maturity | 7,588,000 | 8,023,000 | 8,014,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 272,173,000 | 273,316,000 | 276,995,000 |
| Interest-bearing deposits | 197,862,000 | 201,039,000 | 205,505,000 |
| Noninterest-bearing deposits | 74,311,000 | 72,277,000 | 71,490,000 |
| Equity capital | 40,286,000 | 41,366,000 | 42,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 4,227,000 | 8,526,000 | 12,685,000 |
| Interest expense | 438,000 | 913,000 | 1,442,000 |
| Net interest income | 3,789,000 | 7,613,000 | 11,243,000 |
| Noninterest income | 78,000 | 154,000 | 244,000 |
| Noninterest expense | 1,989,000 | 4,123,000 | 6,197,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,878,000 | 3,644,000 | 5,290,000 |
| Income tax | 545,000 | 1,143,000 | 1,578,000 |
| Net income | 1,333,000 | 2,501,000 | 3,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 40,298,000 | 41,347,000 | 42,829,000 |
| Total capital | 43,867,000 | 44,844,000 | 46,296,000 |
| Risk-weighted assets | 283,534,000 | 277,710,000 | 275,287,000 |