Call reports 2018
LIGHTHOUSE BANK — 2018
What LIGHTHOUSE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 268,978,000 | 281,882,000 | 298,034,000 | 303,939,000 |
| Total loans | 226,604,000 | 228,679,000 | 235,523,000 | 243,853,000 |
| Allowance for loan losses | 4,908,000 | 4,954,000 | 5,401,000 | 5,401,000 |
| Securities available for sale | 3,849,000 | 3,653,000 | 3,468,000 | 3,381,000 |
| Securities held to maturity | 8,003,000 | 7,994,000 | 7,986,000 | 7,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,708,000 | 245,020,000 | 259,432,000 | 260,752,000 |
| Interest-bearing deposits | 166,178,000 | 174,634,000 | 179,394,000 | 186,624,000 |
| Noninterest-bearing deposits | 66,530,000 | 70,387,000 | 80,039,000 | 74,128,000 |
| Equity capital | 35,580,000 | 36,659,000 | 37,623,000 | 39,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,576,000 | 7,316,000 | 11,416,000 | 15,642,000 |
| Interest expense | 151,000 | 346,000 | 660,000 | 1,036,000 |
| Net interest income | 3,425,000 | 6,970,000 | 10,756,000 | 14,606,000 |
| Noninterest income | 68,000 | 147,000 | 230,000 | 310,000 |
| Noninterest expense | 1,802,000 | 3,578,000 | 5,471,000 | 7,310,000 |
| Provision for loan losses | 219,000 | 265,000 | 713,000 | 713,000 |
| Pretax income | 1,472,000 | 3,274,000 | 4,802,000 | 6,893,000 |
| Income tax | 434,000 | 994,000 | 1,464,000 | 1,956,000 |
| Net income | 1,038,000 | 2,280,000 | 3,338,000 | 4,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,637,000 | 36,736,000 | 37,711,000 | 39,131,000 |
| Total capital | 38,948,000 | 40,140,000 | 41,225,000 | 42,728,000 |
| Risk-weighted assets | 263,067,000 | 270,564,000 | 279,045,000 | 285,751,000 |