Call reports 2017
LIGHTHOUSE BANK — 2017
What LIGHTHOUSE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 235,011,000 | 243,783,000 | 256,509,000 | 261,064,000 |
| Total loans | 174,890,000 | 184,930,000 | 192,802,000 | 212,438,000 |
| Allowance for loan losses | 4,025,000 | 4,081,000 | 4,361,000 | 4,689,000 |
| Securities available for sale | 2,678,000 | 2,536,000 | 2,368,000 | 4,090,000 |
| Securities held to maturity | 7,691,000 | 6,943,000 | 6,938,000 | 8,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,479,000 | 210,463,000 | 221,640,000 | 226,091,000 |
| Interest-bearing deposits | 152,298,000 | 153,525,000 | 161,609,000 | 165,250,000 |
| Noninterest-bearing deposits | 50,181,000 | 56,938,000 | 60,031,000 | 60,840,000 |
| Equity capital | 31,629,000 | 32,615,000 | 34,018,000 | 34,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,719,000 | 5,619,000 | 8,774,000 | 12,044,000 |
| Interest expense | 132,000 | 271,000 | 418,000 | 567,000 |
| Net interest income | 2,587,000 | 5,348,000 | 8,356,000 | 11,477,000 |
| Noninterest income | 65,000 | 139,000 | 451,000 | 530,000 |
| Noninterest expense | 1,472,000 | 2,994,000 | 4,644,000 | 6,397,000 |
| Provision for loan losses | 0 | 56,000 | 336,000 | 664,000 |
| Pretax income | 1,180,000 | 2,437,000 | 3,827,000 | 4,946,000 |
| Income tax | 471,000 | 942,000 | 1,354,000 | 1,939,000 |
| Net income | 709,000 | 1,495,000 | 2,473,000 | 3,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,608,000 | 32,586,000 | 33,992,000 | 34,386,000 |
| Total capital | 34,230,000 | 35,409,000 | 36,923,000 | 37,605,000 |
| Risk-weighted assets | 208,209,000 | 224,402,000 | 232,888,000 | 255,903,000 |