Call reports 2026
RIVER CITY BANK — 2026
What RIVER CITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 416,865,000 | 423,439,000 |
| Total loans | 320,522,000 | 332,565,000 |
| Allowance for loan losses | 4,143,000 | 4,332,000 |
| Securities available for sale | 35,555,000 | 35,325,000 |
| Securities held to maturity | 2,774,000 | 2,689,000 |
| Trading assets | 0 | 0 |
| Total deposits | 375,717,000 | 380,916,000 |
| Interest-bearing deposits | 294,775,000 | 297,905,000 |
| Noninterest-bearing deposits | 80,942,000 | 83,011,000 |
| Equity capital | 37,823,000 | 39,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,054,000 | 12,359,000 |
| Interest expense | 1,544,000 | 3,101,000 |
| Net interest income | 4,510,000 | 9,258,000 |
| Noninterest income | 1,028,000 | 2,053,000 |
| Noninterest expense | 3,198,000 | 6,412,000 |
| Provision for loan losses | 99,000 | 258,000 |
| Pretax income | 2,241,000 | 4,641,000 |
| Income tax | 532,000 | 1,104,000 |
| Net income | 1,709,000 | 3,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 40,443,000 | 42,284,000 |
| Total capital | 44,364,000 | 46,251,000 |
| Risk-weighted assets | 313,217,000 | 316,719,000 |