Call report 2024Q4
RIVER CITY BANK — 2024Q4
The 22 measures RIVER CITY BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 355,950,000 | USD | evidence → |
| Total loans | 262,574,000 | USD | evidence → |
| Allowance for loan losses | 3,623,000 | USD | evidence → |
| Securities available for sale | 34,748,000 | USD | evidence → |
| Securities held to maturity | 2,934,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 324,168,000 | USD | evidence → |
| Interest-bearing deposits | 241,927,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,241,000 | USD | evidence → |
| Equity capital | 28,620,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,709,000 | USD | evidence → |
| Interest expense | 4,696,000 | USD | evidence → |
| Net interest income | 14,013,000 | USD | evidence → |
| Noninterest income | 3,088,000 | USD | evidence → |
| Noninterest expense | 10,718,000 | USD | evidence → |
| Provision for loan losses | 881,000 | USD | evidence → |
| Pretax income | 5,502,000 | USD | evidence → |
| Income tax | 1,145,000 | USD | evidence → |
| Net income | 4,357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,498,000 | USD | evidence → |
| Total capital | 35,738,000 | USD | evidence → |
| Risk-weighted assets | 258,545,000 | USD | evidence → |