Call report 2023Q4
RIVER CITY BANK — 2023Q4
The 22 measures RIVER CITY BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 278,399,000 | USD | evidence → |
| Total loans | 203,471,000 | USD | evidence → |
| Allowance for loan losses | 2,719,000 | USD | evidence → |
| Securities available for sale | 36,136,000 | USD | evidence → |
| Securities held to maturity | 3,013,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 251,442,000 | USD | evidence → |
| Interest-bearing deposits | 173,245,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,197,000 | USD | evidence → |
| Equity capital | 24,074,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,017,000 | USD | evidence → |
| Interest expense | 2,195,000 | USD | evidence → |
| Net interest income | 10,822,000 | USD | evidence → |
| Noninterest income | 2,368,000 | USD | evidence → |
| Noninterest expense | 9,689,000 | USD | evidence → |
| Provision for loan losses | 565,000 | USD | evidence → |
| Pretax income | 2,921,000 | USD | evidence → |
| Income tax | 685,000 | USD | evidence → |
| Net income | 2,236,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,969,000 | USD | evidence → |
| Total capital | 30,527,000 | USD | evidence → |
| Risk-weighted assets | 204,175,000 | USD | evidence → |