Call report 2023Q2
RIVER CITY BANK — 2023Q2
The 22 measures RIVER CITY BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 262,389,000 | USD | evidence → |
| Total loans | 181,385,000 | USD | evidence → |
| Allowance for loan losses | 2,326,000 | USD | evidence → |
| Securities available for sale | 33,783,000 | USD | evidence → |
| Securities held to maturity | 3,059,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 237,025,000 | USD | evidence → |
| Interest-bearing deposits | 166,859,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,166,000 | USD | evidence → |
| Equity capital | 22,520,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,001,000 | USD | evidence → |
| Interest expense | 750,000 | USD | evidence → |
| Net interest income | 5,251,000 | USD | evidence → |
| Noninterest income | 1,051,000 | USD | evidence → |
| Noninterest expense | 4,740,000 | USD | evidence → |
| Provision for loan losses | 38,000 | USD | evidence → |
| Pretax income | 1,509,000 | USD | evidence → |
| Income tax | 355,000 | USD | evidence → |
| Net income | 1,154,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,893,000 | USD | evidence → |
| Total capital | 29,196,000 | USD | evidence → |
| Risk-weighted assets | 183,948,000 | USD | evidence → |