Call report 2022Q4
RIVER CITY BANK — 2022Q4
The 22 measures RIVER CITY BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 260,687,000 | USD | evidence → |
| Total loans | 183,271,000 | USD | evidence → |
| Allowance for loan losses | 2,720,000 | USD | evidence → |
| Securities available for sale | 34,706,000 | USD | evidence → |
| Securities held to maturity | 3,130,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 237,088,000 | USD | evidence → |
| Interest-bearing deposits | 160,565,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,522,000 | USD | evidence → |
| Equity capital | 21,161,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,773,000 | USD | evidence → |
| Interest expense | 416,000 | USD | evidence → |
| Net interest income | 9,357,000 | USD | evidence → |
| Noninterest income | 2,307,000 | USD | evidence → |
| Noninterest expense | 7,766,000 | USD | evidence → |
| Provision for loan losses | 552,000 | USD | evidence → |
| Pretax income | 3,346,000 | USD | evidence → |
| Income tax | 794,000 | USD | evidence → |
| Net income | 2,552,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,731,000 | USD | evidence → |
| Total capital | 28,203,000 | USD | evidence → |
| Risk-weighted assets | 197,521,000 | USD | evidence → |