Call report 2021Q4
RIVER CITY BANK — 2021Q4
The 22 measures RIVER CITY BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,204,000 | USD | evidence → |
| Total loans | 150,255,000 | USD | evidence → |
| Allowance for loan losses | 2,578,000 | USD | evidence → |
| Securities available for sale | 37,694,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 207,655,000 | USD | evidence → |
| Interest-bearing deposits | 142,056,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,599,000 | USD | evidence → |
| Equity capital | 22,930,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,666,000 | USD | evidence → |
| Interest expense | 256,000 | USD | evidence → |
| Net interest income | 7,410,000 | USD | evidence → |
| Noninterest income | 2,158,000 | USD | evidence → |
| Noninterest expense | 7,492,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 2,323,000 | USD | evidence → |
| Income tax | 545,000 | USD | evidence → |
| Net income | 1,778,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,153,000 | USD | evidence → |
| Total capital | 25,171,000 | USD | evidence → |
| Risk-weighted assets | 160,981,000 | USD | evidence → |