Call report 2015Q4
RIVER CITY BANK — 2015Q4
The 22 measures RIVER CITY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 155,922,000 | USD | evidence → |
| Total loans | 105,835,000 | USD | evidence → |
| Allowance for loan losses | 1,564,000 | USD | evidence → |
| Securities available for sale | 24,062,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 137,961,000 | USD | evidence → |
| Interest-bearing deposits | 107,996,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,965,000 | USD | evidence → |
| Equity capital | 15,375,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,577,000 | USD | evidence → |
| Interest expense | 535,000 | USD | evidence → |
| Net interest income | 5,042,000 | USD | evidence → |
| Noninterest income | -681,000 | USD | evidence → |
| Noninterest expense | 5,146,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -771,000 | USD | evidence → |
| Income tax | -37,000 | USD | evidence → |
| Net income | -734,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,592,000 | USD | evidence → |
| Total capital | 14,073,000 | USD | evidence → |
| Risk-weighted assets | 116,816,000 | USD | evidence → |