Call report 2014Q4
RIVER CITY BANK — 2014Q4
The 22 measures RIVER CITY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 167,388,000 | USD | evidence → |
| Total loans | 103,224,000 | USD | evidence → |
| Allowance for loan losses | 2,602,000 | USD | evidence → |
| Securities available for sale | 40,143,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 143,106,000 | USD | evidence → |
| Interest-bearing deposits | 120,879,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,227,000 | USD | evidence → |
| Equity capital | 20,999,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,559,000 | USD | evidence → |
| Interest expense | 634,000 | USD | evidence → |
| Net interest income | 4,925,000 | USD | evidence → |
| Noninterest income | 1,102,000 | USD | evidence → |
| Noninterest expense | 4,875,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,152,000 | USD | evidence → |
| Income tax | 438,000 | USD | evidence → |
| Net income | 714,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,153,000 | USD | evidence → |
| Total capital | 19,508,000 | USD | evidence → |
| Risk-weighted assets | 107,308,000 | USD | evidence → |