Call reports 2010
RIVER CITY BANK — 2010
What RIVER CITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 244,877,000 | 240,111,000 | 227,713,000 | 220,400,000 |
| Total loans | 166,461,000 | 169,365,000 | 163,204,000 | 159,985,000 |
| Allowance for loan losses | 2,965,000 | 3,799,000 | 3,422,000 | 3,230,000 |
| Securities available for sale | 37,179,000 | 40,667,000 | 32,114,000 | 24,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,433,000 | 188,246,000 | 188,653,000 | 184,475,000 |
| Interest-bearing deposits | 178,703,000 | 176,261,000 | 175,133,000 | 152,099,000 |
| Noninterest-bearing deposits | 11,730,000 | 11,986,000 | 13,520,000 | 32,376,000 |
| Equity capital | 26,575,000 | 26,938,000 | 26,413,000 | 26,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,908,000 | 5,916,000 | 8,870,000 | 11,738,000 |
| Interest expense | 1,216,000 | 2,432,000 | 3,589,000 | 4,515,000 |
| Net interest income | 1,692,000 | 3,484,000 | 5,281,000 | 7,223,000 |
| Noninterest income | 214,000 | 444,000 | 788,000 | 311,000 |
| Noninterest expense | 1,402,000 | 2,765,000 | 4,644,000 | 5,987,000 |
| Provision for loan losses | 168,000 | 912,000 | 2,312,000 | 2,412,000 |
| Pretax income | 336,000 | 392,000 | -146,000 | -124,000 |
| Income tax | 127,000 | 149,000 | -35,000 | -182,000 |
| Net income | 209,000 | 243,000 | -111,000 | 58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,374,000 | 24,367,000 | 23,874,000 | 24,774,000 |
| Total capital | 26,624,000 | 26,606,000 | 26,026,000 | 26,825,000 |
| Risk-weighted assets | 179,297,000 | 177,542,000 | 170,921,000 | 162,928,000 |
Machine access — free, no API key
Every figure shown here about RIVER CITY BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.