Call reports 2025
DELTA BANK — 2025
What DELTA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 600,986,000 | 619,236,000 | 601,340,000 | 601,620,000 |
| Total loans | 426,008,000 | 467,246,000 | 445,738,000 | 433,573,000 |
| Allowance for loan losses | 2,756,000 | 3,074,000 | 3,472,000 | 3,319,000 |
| Securities available for sale | 16,944,000 | 20,639,000 | 23,842,000 | 24,588,000 |
| Securities held to maturity | 109,339,000 | 106,104,000 | 104,556,000 | 102,867,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,744,000 | 526,936,000 | 532,023,000 | 539,267,000 |
| Interest-bearing deposits | 437,481,000 | 439,123,000 | 437,900,000 | 437,870,000 |
| Noninterest-bearing deposits | 90,263,000 | 87,813,000 | 94,123,000 | 101,397,000 |
| Equity capital | 57,030,000 | 58,602,000 | 59,569,000 | 60,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,997,000 | 16,857,000 | 25,910,000 | 34,562,000 |
| Interest expense | 2,531,000 | 5,386,000 | 8,510,000 | 11,146,000 |
| Net interest income | 5,466,000 | 11,471,000 | 17,400,000 | 23,416,000 |
| Noninterest income | 894,000 | 2,574,000 | 3,510,000 | 4,454,000 |
| Noninterest expense | 3,768,000 | 7,759,000 | 11,494,000 | 15,307,000 |
| Provision for loan losses | 80,000 | 457,000 | 954,000 | 1,387,000 |
| Pretax income | 2,359,000 | 5,829,000 | 8,468,000 | 11,146,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,359,000 | 5,829,000 | 8,468,000 | 11,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,031,000 | 58,706,000 | 59,547,000 | 60,430,000 |