Call reports 2024
DELTA BANK — 2024
What DELTA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 556,527,000 | 601,653,000 | 608,978,000 | 561,988,000 |
| Total loans | 390,753,000 | 434,026,000 | 444,228,000 | 406,566,000 |
| Allowance for loan losses | 3,043,000 | 2,548,000 | 2,491,000 | 2,739,000 |
| Securities available for sale | 9,970,000 | 9,882,000 | 9,979,000 | 9,289,000 |
| Securities held to maturity | 130,990,000 | 129,493,000 | 123,821,000 | 119,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,629,000 | 494,005,000 | 493,746,000 | 487,898,000 |
| Interest-bearing deposits | 390,869,000 | 408,860,000 | 406,969,000 | 396,323,000 |
| Noninterest-bearing deposits | 89,760,000 | 85,145,000 | 86,777,000 | 91,575,000 |
| Equity capital | 54,488,000 | 55,712,000 | 57,048,000 | 56,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,468,000 | 15,600,000 | 24,495,000 | 32,713,000 |
| Interest expense | 2,425,000 | 5,417,000 | 8,897,000 | 11,752,000 |
| Net interest income | 5,043,000 | 10,183,000 | 15,598,000 | 20,961,000 |
| Noninterest income | 859,000 | 1,750,000 | 2,773,000 | 3,983,000 |
| Noninterest expense | 3,710,000 | 7,325,000 | 10,844,000 | 14,611,000 |
| Provision for loan losses | 706,000 | 309,000 | 284,000 | 799,000 |
| Pretax income | 1,329,000 | 4,328,000 | 7,254,000 | 9,563,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,329,000 | 4,328,000 | 7,254,000 | 9,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,324,000 | 55,527,000 | 56,656,000 | 57,169,000 |