Call reports 2023
DELTA BANK — 2023
What DELTA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 539,335,000 | 565,665,000 | 572,188,000 | 548,394,000 |
| Total loans | 356,837,000 | 393,718,000 | 367,002,000 | 374,879,000 |
| Allowance for loan losses | 2,276,000 | 2,938,000 | 2,752,000 | 2,365,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 152,562,000 | 140,988,000 | 139,270,000 | 137,941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,793,000 | 498,969,000 | 511,994,000 | 490,601,000 |
| Interest-bearing deposits | 373,108,000 | 406,690,000 | 387,509,000 | 387,776,000 |
| Noninterest-bearing deposits | 105,685,000 | 92,279,000 | 124,485,000 | 102,825,000 |
| Equity capital | 49,606,000 | 50,230,000 | 58,064,000 | 55,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,160,000 | 12,948,000 | 20,041,000 | 27,210,000 |
| Interest expense | 1,306,000 | 3,605,000 | 6,164,000 | 8,410,000 |
| Net interest income | 4,854,000 | 9,343,000 | 13,877,000 | 18,800,000 |
| Noninterest income | 815,000 | 1,631,000 | 7,440,000 | 8,746,000 |
| Noninterest expense | 3,392,000 | 6,829,000 | 10,993,000 | 14,293,000 |
| Provision for loan losses | 0 | 718,000 | 540,000 | 481,000 |
| Pretax income | 2,293,000 | 3,452,000 | 9,638,000 | 12,595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,293,000 | 3,452,000 | 9,638,000 | 12,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,861,000 | 50,110,000 | 57,431,000 | 55,756,000 |