Call reports 2022
DELTA BANK — 2022
What DELTA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 480,387,000 | 507,329,000 | 512,324,000 | 525,921,000 |
| Total loans | 291,082,000 | 338,591,000 | 344,228,000 | 330,083,000 |
| Allowance for loan losses | 2,668,000 | 2,620,000 | 2,323,000 | 2,282,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 107,397,000 | 137,832,000 | 138,155,000 | 154,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,599,000 | 457,864,000 | 455,405,000 | 473,016,000 |
| Interest-bearing deposits | 331,251,000 | 360,611,000 | 352,814,000 | 363,691,000 |
| Noninterest-bearing deposits | 111,348,000 | 97,253,000 | 102,591,000 | 109,325,000 |
| Equity capital | 37,140,000 | 48,528,000 | 49,229,000 | 49,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,099,000 | 8,762,000 | 14,151,000 | 19,671,000 |
| Interest expense | 333,000 | 666,000 | 1,168,000 | 2,019,000 |
| Net interest income | 3,766,000 | 8,096,000 | 12,983,000 | 17,652,000 |
| Noninterest income | 757,000 | 1,708,000 | 2,515,000 | 3,338,000 |
| Noninterest expense | 2,998,000 | 6,209,000 | 9,386,000 | 12,836,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,514,000 | 3,574,000 | 6,092,000 | 8,142,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,514,000 | 3,574,000 | 6,092,000 | 8,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,002,000 | 48,394,000 | 48,362,000 | 48,514,000 |
| Total capital | 39,670,000 | — | — | — |
| Risk-weighted assets | 275,249,000 | — | — | — |