Call reports 2021
DELTA BANK — 2021
What DELTA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 427,965,000 | 428,029,000 | 433,843,000 | 451,072,000 |
| Total loans | 269,098,000 | 300,127,000 | 283,249,000 | 277,612,000 |
| Allowance for loan losses | 2,808,000 | 2,748,000 | 2,714,000 | 2,674,000 |
| Securities available for sale | 62,201,000 | 59,544,000 | 65,350,000 | 75,739,000 |
| Securities held to maturity | 13,936,000 | 13,893,000 | 13,858,000 | 12,568,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,171,000 | 391,880,000 | 395,304,000 | 411,594,000 |
| Interest-bearing deposits | 304,262,000 | 309,455,000 | 305,789,000 | 313,154,000 |
| Noninterest-bearing deposits | 88,909,000 | 82,425,000 | 89,515,000 | 98,440,000 |
| Equity capital | 32,053,000 | 34,415,000 | 37,291,000 | 38,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,148,000 | 8,969,000 | 13,043,000 | 17,022,000 |
| Interest expense | 533,000 | 1,051,000 | 1,514,000 | 1,903,000 |
| Net interest income | 3,615,000 | 7,918,000 | 11,529,000 | 15,119,000 |
| Noninterest income | 675,000 | 1,273,000 | 4,006,000 | 4,866,000 |
| Noninterest expense | 2,601,000 | 5,125,000 | 7,635,000 | 10,455,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,710,000 | 4,087,000 | 7,929,000 | 9,571,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,710,000 | 4,087,000 | 7,929,000 | 9,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,188,000 | 33,015,000 | 37,261,000 | 37,249,000 |
| Total capital | — | 35,763,000 | 39,975,000 | 39,923,000 |
| Risk-weighted assets | — | 286,410,000 | 324,251,000 | 275,249,000 |