Call reports 2020
DELTA BANK — 2020
What DELTA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 332,633,000 | 356,077,000 | 368,742,000 | 386,966,000 |
| Total loans | 231,726,000 | 267,455,000 | 269,548,000 | 247,459,000 |
| Allowance for loan losses | 2,596,000 | 2,585,000 | 2,573,000 | 2,809,000 |
| Securities available for sale | 36,967,000 | 41,740,000 | 52,549,000 | 61,883,000 |
| Securities held to maturity | 17,105,000 | 14,319,000 | 14,283,000 | 14,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,277,000 | 320,742,000 | 334,125,000 | 352,705,000 |
| Interest-bearing deposits | 238,543,000 | 257,294,000 | 263,959,000 | 276,421,000 |
| Noninterest-bearing deposits | 60,734,000 | 63,448,000 | 70,166,000 | 76,284,000 |
| Equity capital | 28,700,000 | 31,113,000 | 32,059,000 | 32,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,843,000 | 8,346,000 | 12,438,000 | 16,306,000 |
| Interest expense | 662,000 | 1,305,000 | 1,922,000 | 2,501,000 |
| Net interest income | 3,181,000 | 7,041,000 | 10,516,000 | 13,805,000 |
| Noninterest income | 639,000 | 1,151,000 | 1,756,000 | 2,625,000 |
| Noninterest expense | 2,592,000 | 5,038,000 | 7,411,000 | 10,195,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 1,228,000 | 3,254,000 | 4,961,000 | 6,040,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,228,000 | 3,254,000 | 4,961,000 | 6,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,018,000 | 29,444,000 | 30,551,000 | 31,278,000 |
| Total capital | 31,296,000 | — | — | — |
| Risk-weighted assets | 237,552,000 | — | — | — |