Call reports 2019
DELTA BANK — 2019
What DELTA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 309,845,000 | 317,865,000 | 308,839,000 | 309,638,000 |
| Total loans | 213,682,000 | 244,311,000 | 237,925,000 | 223,622,000 |
| Allowance for loan losses | 2,321,000 | 2,509,000 | 2,667,000 | 2,639,000 |
| Securities available for sale | 36,270,000 | 35,779,000 | 34,726,000 | 31,822,000 |
| Securities held to maturity | 21,416,000 | 20,011,000 | 19,842,000 | 18,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,064,000 | 266,280,000 | 267,428,000 | 279,349,000 |
| Interest-bearing deposits | 219,278,000 | 213,063,000 | 211,620,000 | 218,174,000 |
| Noninterest-bearing deposits | 61,786,000 | 53,217,000 | 55,808,000 | 61,175,000 |
| Equity capital | 24,898,000 | 25,950,000 | 27,248,000 | 27,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,615,000 | 7,445,000 | 11,628,000 | 15,376,000 |
| Interest expense | 518,000 | 1,138,000 | 1,875,000 | 2,508,000 |
| Net interest income | 3,097,000 | 6,307,000 | 9,753,000 | 12,868,000 |
| Noninterest income | 630,000 | 1,289,000 | 1,968,000 | 2,867,000 |
| Noninterest expense | 2,560,000 | 5,240,000 | 7,567,000 | 10,145,000 |
| Provision for loan losses | 90,000 | 180,000 | 210,000 | 210,000 |
| Pretax income | 1,077,000 | 2,176,000 | 3,944,000 | 5,380,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,077,000 | 2,176,000 | 3,944,000 | 5,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,738,000 | 25,287,000 | 26,455,000 | 27,241,000 |
| Total capital | 27,059,000 | 28,459,000 | 29,915,000 | 30,457,000 |
| Risk-weighted assets | 225,980,000 | 249,416,000 | 231,220,000 | 223,915,000 |