Call reports 2018
DELTA BANK — 2018
What DELTA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 303,554,000 | 293,163,000 | 295,816,000 | 296,921,000 |
| Total loans | 201,044,000 | 218,688,000 | 216,658,000 | 206,033,000 |
| Allowance for loan losses | 2,134,000 | 2,204,000 | 2,249,000 | 2,232,000 |
| Securities available for sale | 23,905,000 | 24,209,000 | 24,332,000 | 29,944,000 |
| Securities held to maturity | 24,110,000 | 24,234,000 | 23,512,000 | 22,635,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,740,000 | 263,421,000 | 265,128,000 | 269,435,000 |
| Interest-bearing deposits | 219,179,000 | 211,743,000 | 210,429,000 | 209,736,000 |
| Noninterest-bearing deposits | 55,561,000 | 51,678,000 | 54,699,000 | 59,699,000 |
| Equity capital | 22,986,000 | 23,681,000 | 24,425,000 | 25,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,239,000 | 6,674,000 | 10,295,000 | 13,699,000 |
| Interest expense | 308,000 | 677,000 | 1,109,000 | 1,575,000 |
| Net interest income | 2,931,000 | 5,997,000 | 9,186,000 | 12,124,000 |
| Noninterest income | 548,000 | 1,125,000 | 1,974,000 | 2,854,000 |
| Noninterest expense | 2,291,000 | 4,590,000 | 7,017,000 | 9,403,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 600,000 |
| Pretax income | 1,113,000 | 2,382,000 | 3,918,000 | 4,975,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,113,000 | 2,382,000 | 3,918,000 | 4,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,266,000 | 24,034,000 | 24,920,000 | 25,326,000 |
| Total capital | 25,400,000 | 26,238,000 | 27,169,000 | 27,558,000 |
| Risk-weighted assets | 208,097,000 | 218,786,000 | 215,995,000 | 214,429,000 |