Call reports 2017
DELTA BANK — 2017
What DELTA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 278,364,000 | 278,181,000 | 275,003,000 | 286,729,000 |
| Total loans | 191,794,000 | 215,407,000 | 205,726,000 | 202,382,000 |
| Allowance for loan losses | 1,926,000 | 1,983,000 | 2,027,000 | 2,051,000 |
| Securities available for sale | 25,047,000 | 24,624,000 | 26,150,000 | 25,046,000 |
| Securities held to maturity | 23,805,000 | 23,752,000 | 24,644,000 | 24,381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,728,000 | 241,634,000 | 246,857,000 | 257,671,000 |
| Interest-bearing deposits | 195,046,000 | 194,090,000 | 194,010,000 | 194,400,000 |
| Noninterest-bearing deposits | 58,682,000 | 47,544,000 | 52,847,000 | 63,271,000 |
| Equity capital | 22,329,000 | 22,813,000 | 23,577,000 | 23,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,971,000 | 6,182,000 | 9,608,000 | 12,868,000 |
| Interest expense | 249,000 | 512,000 | 830,000 | 1,114,000 |
| Net interest income | 2,722,000 | 5,670,000 | 8,778,000 | 11,754,000 |
| Noninterest income | 485,000 | 987,000 | 1,495,000 | 2,268,000 |
| Noninterest expense | 2,129,000 | 4,363,000 | 6,530,000 | 8,807,000 |
| Provision for loan losses | 57,000 | 245,000 | 302,000 | 516,000 |
| Pretax income | 1,034,000 | 2,062,000 | 3,454,000 | 4,712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,034,000 | 2,062,000 | 3,454,000 | 4,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,992,000 | 22,419,000 | 23,193,000 | 23,802,000 |
| Total capital | 23,918,000 | 24,402,000 | 25,220,000 | 25,853,000 |
| Risk-weighted assets | 197,768,000 | 216,989,000 | 207,227,000 | 212,106,000 |