Call reports 2016
DELTA BANK — 2016
What DELTA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 260,743,000 | 264,888,000 | 265,847,000 | 263,149,000 |
| Total loans | 175,945,000 | 202,220,000 | 193,421,000 | 189,312,000 |
| Allowance for loan losses | 1,773,000 | 1,805,000 | 1,848,000 | 1,865,000 |
| Securities available for sale | 27,682,000 | 27,372,000 | 26,838,000 | 25,540,000 |
| Securities held to maturity | 21,500,000 | 22,593,000 | 23,831,000 | 23,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,307,000 | 228,255,000 | 227,243,000 | 237,968,000 |
| Interest-bearing deposits | 185,590,000 | 176,584,000 | 174,727,000 | 180,767,000 |
| Noninterest-bearing deposits | 51,717,000 | 51,671,000 | 52,516,000 | 57,201,000 |
| Equity capital | 21,646,000 | 22,478,000 | 23,107,000 | 22,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,836,000 | 5,795,000 | 9,029,000 | 12,016,000 |
| Interest expense | 234,000 | 469,000 | 723,000 | 962,000 |
| Net interest income | 2,602,000 | 5,326,000 | 8,306,000 | 11,054,000 |
| Noninterest income | 458,000 | 905,000 | 1,391,000 | 1,873,000 |
| Noninterest expense | 2,161,000 | 4,220,000 | 6,381,000 | 8,432,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 305,000 |
| Pretax income | 854,000 | 1,921,000 | 3,181,000 | 4,190,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 854,000 | 1,921,000 | 3,181,000 | 4,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,871,000 | 21,339,000 | 21,998,000 | 22,357,000 |
| Total capital | 22,644,000 | 23,144,000 | 23,846,000 | 24,222,000 |
| Risk-weighted assets | 186,744,000 | 204,320,000 | 196,436,000 | 196,172,000 |