Call reports 2015
DELTA BANK — 2015
What DELTA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 262,292,000 | 255,874,000 | 254,385,000 | 247,685,000 |
| Total loans | 163,772,000 | 190,139,000 | 180,472,000 | 179,957,000 |
| Allowance for loan losses | 1,678,000 | 1,672,000 | 1,688,000 | 1,724,000 |
| Securities available for sale | 28,618,000 | 29,958,000 | 29,637,000 | 27,691,000 |
| Securities held to maturity | 20,608,000 | 22,416,000 | 22,210,000 | 22,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,074,000 | 223,695,000 | 228,429,000 | 224,186,000 |
| Interest-bearing deposits | 188,036,000 | 181,531,000 | 180,566,000 | 174,268,000 |
| Noninterest-bearing deposits | 52,038,000 | 42,164,000 | 47,863,000 | 49,918,000 |
| Equity capital | 20,375,000 | 20,412,000 | 21,304,000 | 21,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,588,000 | 5,420,000 | 8,468,000 | 11,294,000 |
| Interest expense | 229,000 | 464,000 | 707,000 | 943,000 |
| Net interest income | 2,359,000 | 4,956,000 | 7,761,000 | 10,351,000 |
| Noninterest income | 434,000 | 873,000 | 1,346,000 | 2,073,000 |
| Noninterest expense | 2,034,000 | 4,061,000 | 6,107,000 | 8,267,000 |
| Provision for loan losses | 150,000 | 150,000 | 180,000 | 270,000 |
| Pretax income | 609,000 | 1,618,000 | 2,820,000 | 3,887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 609,000 | 1,618,000 | 2,820,000 | 3,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,629,000 | 20,038,000 | 20,640,000 | 21,056,000 |
| Total capital | 21,307,000 | 21,710,000 | 22,328,000 | 22,780,000 |
| Risk-weighted assets | 170,213,000 | 195,322,000 | 186,192,000 | 187,521,000 |