Call reports 2025
CITIZENS BANK OF ROGERSVILLE — 2025
What CITIZENS BANK OF ROGERSVILLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 127,351,000 | 124,451,000 | 126,629,000 | 126,262,000 |
| Total loans | 98,678,000 | 96,065,000 | 94,911,000 | 92,308,000 |
| Allowance for loan losses | 1,776,000 | 1,840,000 | 1,905,000 | 1,983,000 |
| Securities available for sale | 15,738,000 | 17,613,000 | 18,693,000 | 17,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,223,000 | 102,813,000 | 104,194,000 | 104,612,000 |
| Interest-bearing deposits | 79,612,000 | 78,222,000 | 80,177,000 | 80,485,000 |
| Noninterest-bearing deposits | 25,611,000 | 24,591,000 | 24,017,000 | 24,127,000 |
| Equity capital | 12,242,000 | 12,673,000 | 13,415,000 | 13,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,710,000 | 5,586,000 | 7,448,000 |
| Interest expense | 653,000 | 1,287,000 | 1,933,000 | 2,588,000 |
| Net interest income | 1,194,000 | 2,423,000 | 3,653,000 | 4,860,000 |
| Noninterest income | 111,000 | 268,000 | 495,000 | 661,000 |
| Noninterest expense | 945,000 | 1,967,000 | 2,938,000 | 3,938,000 |
| Provision for loan losses | 100,000 | 175,000 | 250,000 | 325,000 |
| Pretax income | 260,000 | 549,000 | 960,000 | 1,258,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 260,000 | 549,000 | 960,000 | 1,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,097,000 | 13,386,000 | 13,797,000 | 14,040,000 |