Call reports 2024
CITIZENS BANK OF ROGERSVILLE — 2024
What CITIZENS BANK OF ROGERSVILLE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 125,803,000 | 126,347,000 | 131,439,000 | 127,600,000 |
| Total loans | 98,568,000 | 100,910,000 | 101,195,000 | 98,206,000 |
| Allowance for loan losses | 1,052,000 | 1,053,000 | 1,157,000 | 1,707,000 |
| Securities available for sale | 16,018,000 | 15,949,000 | 16,342,000 | 15,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,390,000 | 104,532,000 | 108,896,000 | 105,799,000 |
| Interest-bearing deposits | 80,203,000 | 79,924,000 | 83,868,000 | 82,110,000 |
| Noninterest-bearing deposits | 26,187,000 | 24,608,000 | 25,028,000 | 23,689,000 |
| Equity capital | 11,631,000 | 11,975,000 | 12,694,000 | 12,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,717,000 | 3,526,000 | 5,410,000 | 7,352,000 |
| Interest expense | 674,000 | 1,389,000 | 2,159,000 | 2,922,000 |
| Net interest income | 1,043,000 | 2,137,000 | 3,251,000 | 4,430,000 |
| Noninterest income | 159,000 | 366,000 | 516,000 | 692,000 |
| Noninterest expense | 891,000 | 1,841,000 | 2,816,000 | 3,795,000 |
| Provision for loan losses | 50,000 | 140,000 | 240,000 | 840,000 |
| Pretax income | 261,000 | 542,000 | 731,000 | 507,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 542,000 | 731,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,987,000 | 13,268,000 | 13,455,000 | 13,187,000 |