Call reports 2023
CITIZENS BANK OF ROGERSVILLE — 2023
What CITIZENS BANK OF ROGERSVILLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 121,523,000 | 124,125,000 | 122,458,000 | 125,227,000 |
| Total loans | 96,803,000 | 99,171,000 | 97,930,000 | 98,410,000 |
| Allowance for loan losses | 1,363,000 | 1,392,000 | 1,370,000 | 1,037,000 |
| Securities available for sale | 16,564,000 | 16,124,000 | 15,587,000 | 16,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,540,000 | 109,534,000 | 107,993,000 | 109,894,000 |
| Interest-bearing deposits | 78,871,000 | 80,432,000 | 81,186,000 | 84,355,000 |
| Noninterest-bearing deposits | 28,669,000 | 29,102,000 | 26,807,000 | 25,539,000 |
| Equity capital | 10,995,000 | 11,031,000 | 10,832,000 | 11,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,884,000 | 4,489,000 | 6,167,000 |
| Interest expense | 427,000 | 949,000 | 1,548,000 | 2,176,000 |
| Net interest income | 972,000 | 1,935,000 | 2,941,000 | 3,991,000 |
| Noninterest income | 108,000 | 416,000 | 531,000 | 670,000 |
| Noninterest expense | 951,000 | 1,884,000 | 2,786,000 | 3,693,000 |
| Provision for loan losses | 40,000 | 70,000 | 105,000 | 180,000 |
| Pretax income | 85,000 | 393,000 | 577,000 | 784,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 393,000 | 577,000 | 784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,375,000 | 12,800,000 | 12,888,000 | 13,051,000 |