Call reports 2022
CITIZENS BANK OF ROGERSVILLE — 2022
What CITIZENS BANK OF ROGERSVILLE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 123,519,000 | 119,084,000 | 121,253,000 | 121,346,000 |
| Total loans | 79,953,000 | 84,421,000 | 91,865,000 | 96,903,000 |
| Allowance for loan losses | 1,160,000 | 1,184,000 | 1,269,000 | 1,322,000 |
| Securities available for sale | 19,126,000 | 17,392,000 | 16,465,000 | 16,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,847,000 | 107,710,000 | 110,311,000 | 110,036,000 |
| Interest-bearing deposits | 82,811,000 | 77,324,000 | 78,030,000 | 79,654,000 |
| Noninterest-bearing deposits | 29,036,000 | 30,386,000 | 32,281,000 | 30,382,000 |
| Equity capital | 11,405,000 | 11,061,000 | 10,616,000 | 11,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,218,000 | 3,449,000 | 4,807,000 |
| Interest expense | 67,000 | 137,000 | 281,000 | 521,000 |
| Net interest income | 1,036,000 | 2,081,000 | 3,168,000 | 4,286,000 |
| Noninterest income | 205,000 | 536,000 | 647,000 | 712,000 |
| Noninterest expense | 832,000 | 1,686,000 | 2,532,000 | 3,410,000 |
| Provision for loan losses | 40,000 | 75,000 | 160,000 | 210,000 |
| Pretax income | 369,000 | 856,000 | 1,123,000 | 1,378,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 369,000 | 856,000 | 1,123,000 | 1,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,876,000 | 12,378,000 | 12,662,000 | 12,866,000 |