Call reports 2021
CITIZENS BANK OF ROGERSVILLE — 2021
What CITIZENS BANK OF ROGERSVILLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 108,157,000 | 108,808,000 | 124,743,000 | 127,663,000 |
| Total loans | 81,089,000 | 84,685,000 | 82,581,000 | 78,658,000 |
| Allowance for loan losses | 1,051,000 | 1,101,000 | 1,114,000 | 1,135,000 |
| Securities available for sale | 10,158,000 | 10,463,000 | 16,693,000 | 20,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,748,000 | 94,302,000 | 111,035,000 | 114,199,000 |
| Interest-bearing deposits | 66,150,000 | 66,767,000 | 81,432,000 | 84,357,000 |
| Noninterest-bearing deposits | 26,598,000 | 27,535,000 | 29,603,000 | 29,842,000 |
| Equity capital | 11,688,000 | 12,262,000 | 12,908,000 | 13,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,265,000 | 3,612,000 | 4,837,000 |
| Interest expense | 108,000 | 187,000 | 257,000 | 331,000 |
| Net interest income | 1,055,000 | 2,078,000 | 3,355,000 | 4,506,000 |
| Noninterest income | 268,000 | 632,000 | 853,000 | 1,079,000 |
| Noninterest expense | 766,000 | 1,534,000 | 2,321,000 | 3,123,000 |
| Provision for loan losses | 40,000 | 90,000 | 130,000 | 160,000 |
| Pretax income | 517,000 | 1,086,000 | 1,757,000 | 2,302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 517,000 | 1,086,000 | 1,757,000 | 2,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,660,000 | 11,244,000 | 11,931,000 | 12,491,000 |