Call reports 2020
CITIZENS BANK OF ROGERSVILLE — 2020
What CITIZENS BANK OF ROGERSVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 95,557,000 | 99,487,000 | 97,567,000 | 100,246,000 |
| Total loans | 76,299,000 | 81,716,000 | 79,526,000 | 78,168,000 |
| Allowance for loan losses | 895,000 | 949,000 | 981,000 | 1,011,000 |
| Securities available for sale | 6,832,000 | 5,889,000 | 7,376,000 | 7,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,918,000 | 78,013,000 | 77,037,000 | 82,311,000 |
| Interest-bearing deposits | 54,539,000 | 56,618,000 | 55,136,000 | 60,640,000 |
| Noninterest-bearing deposits | 16,379,000 | 21,395,000 | 21,901,000 | 21,671,000 |
| Equity capital | 10,505,000 | 10,957,000 | 11,504,000 | 12,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,146,000 | 2,237,000 | 3,363,000 | 4,484,000 |
| Interest expense | 222,000 | 419,000 | 576,000 | 722,000 |
| Net interest income | 924,000 | 1,818,000 | 2,787,000 | 3,762,000 |
| Noninterest income | 131,000 | 409,000 | 788,000 | 1,138,000 |
| Noninterest expense | 792,000 | 1,542,000 | 2,318,000 | 3,053,000 |
| Provision for loan losses | 50,000 | 97,000 | 129,000 | 159,000 |
| Pretax income | 213,000 | 595,000 | 1,135,000 | 1,695,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 213,000 | 595,000 | 1,135,000 | 1,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,359,000 | 9,756,000 | 10,313,000 | 10,887,000 |