Call reports 2019
CITIZENS BANK OF ROGERSVILLE — 2019
What CITIZENS BANK OF ROGERSVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 94,900,000 | 90,897,000 | 92,327,000 | 94,627,000 |
| Total loans | 72,502,000 | 73,843,000 | 75,213,000 | 78,273,000 |
| Allowance for loan losses | 842,000 | 868,000 | 912,000 | 891,000 |
| Securities available for sale | 13,518,000 | 11,304,000 | 7,955,000 | 6,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,035,000 | 67,067,000 | 66,314,000 | 67,159,000 |
| Interest-bearing deposits | 55,350,000 | 50,308,000 | 49,147,000 | 49,661,000 |
| Noninterest-bearing deposits | 16,685,000 | 16,759,000 | 17,167,000 | 17,498,000 |
| Equity capital | 9,902,000 | 10,230,000 | 10,549,000 | 10,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,085,000 | 2,195,000 | 3,360,000 | 4,522,000 |
| Interest expense | 220,000 | 450,000 | 694,000 | 933,000 |
| Net interest income | 865,000 | 1,745,000 | 2,666,000 | 3,589,000 |
| Noninterest income | 97,000 | 140,000 | 292,000 | 431,000 |
| Noninterest expense | 670,000 | 1,347,000 | 2,043,000 | 2,890,000 |
| Provision for loan losses | 44,000 | 70,000 | 118,000 | 183,000 |
| Pretax income | 254,000 | 486,000 | 815,000 | 973,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 254,000 | 486,000 | 815,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,764,000 | 9,012,000 | 9,357,000 | 9,530,000 |
| Total capital | 9,606,000 | 9,880,000 | 10,269,000 | 10,421,000 |
| Risk-weighted assets | 75,269,000 | 74,300,000 | 75,941,000 | 77,094,000 |