Call reports 2018
CITIZENS BANK OF ROGERSVILLE — 2018
What CITIZENS BANK OF ROGERSVILLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 88,401,000 | 90,265,000 | 92,489,000 | 93,208,000 |
| Total loans | 63,421,000 | 66,714,000 | 71,267,000 | 70,612,000 |
| Allowance for loan losses | 666,000 | 706,000 | 758,000 | 798,000 |
| Securities available for sale | 16,868,000 | 16,694,000 | 13,814,000 | 13,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,359,000 | 64,856,000 | 71,116,000 | 70,303,000 |
| Interest-bearing deposits | 52,097,000 | 50,567,000 | 56,007,000 | 55,962,000 |
| Noninterest-bearing deposits | 13,262,000 | 14,289,000 | 15,109,000 | 14,341,000 |
| Equity capital | 9,001,000 | 9,330,000 | 9,465,000 | 9,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 1,962,000 | 3,004,000 | 4,071,000 |
| Interest expense | 113,000 | 262,000 | 444,000 | 658,000 |
| Net interest income | 828,000 | 1,700,000 | 2,560,000 | 3,413,000 |
| Noninterest income | 99,000 | 339,000 | 435,000 | 533,000 |
| Noninterest expense | 629,000 | 1,311,000 | 1,977,000 | 2,621,000 |
| Provision for loan losses | 53,000 | 106,000 | 158,000 | 198,000 |
| Pretax income | 244,000 | 621,000 | 863,000 | 1,129,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 244,000 | 621,000 | 863,000 | 1,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,998,000 | 8,391,000 | 8,649,000 | 8,930,000 |
| Total capital | 8,664,000 | 9,097,000 | 9,407,000 | 9,728,000 |
| Risk-weighted assets | 67,864,000 | 70,334,000 | 73,388,000 | 74,066,000 |