Call reports 2017
CITIZENS BANK OF ROGERSVILLE — 2017
What CITIZENS BANK OF ROGERSVILLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 80,467,000 | 81,248,000 | 81,977,000 | 81,418,000 |
| Total loans | 52,410,000 | 55,212,000 | 56,848,000 | 60,067,000 |
| Allowance for loan losses | 468,000 | 501,000 | 561,000 | 612,000 |
| Securities available for sale | 18,205,000 | 17,742,000 | 16,007,000 | 14,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,610,000 | 65,830,000 | 63,274,000 | 57,652,000 |
| Interest-bearing deposits | 51,780,000 | 51,366,000 | 46,195,000 | 44,964,000 |
| Noninterest-bearing deposits | 11,830,000 | 14,464,000 | 17,079,000 | 12,688,000 |
| Equity capital | 8,655,000 | 9,168,000 | 9,307,000 | 9,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 818,000 | 1,695,000 | 2,552,000 | 3,444,000 |
| Interest expense | 72,000 | 169,000 | 259,000 | 365,000 |
| Net interest income | 746,000 | 1,526,000 | 2,293,000 | 3,079,000 |
| Noninterest income | 125,000 | 307,000 | 436,000 | 530,000 |
| Noninterest expense | 611,000 | 1,240,000 | 1,893,000 | 2,527,000 |
| Provision for loan losses | 21,000 | 54,000 | 115,000 | 166,000 |
| Pretax income | 239,000 | 539,000 | 718,000 | 908,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 239,000 | 539,000 | 718,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,427,000 | 7,740,000 | 7,931,000 | 8,133,000 |
| Total capital | 7,895,000 | 8,241,000 | 8,492,000 | 8,745,000 |
| Risk-weighted assets | 56,533,000 | 59,701,000 | 61,533,000 | 63,328,000 |