Call reports 2008
CITIZENS BANK OF ROGERSVILLE — 2008
What CITIZENS BANK OF ROGERSVILLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,697,000 | 62,730,000 | 60,716,000 | 59,183,000 |
| Total loans | 42,819,000 | 42,472,000 | 42,055,000 | 41,641,000 |
| Allowance for loan losses | 472,000 | 387,000 | 394,000 | 580,000 |
| Securities available for sale | 13,049,000 | 11,544,000 | 12,023,000 | 10,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,577,000 | 57,488,000 | 53,808,000 | 52,026,000 |
| Interest-bearing deposits | 50,715,000 | 48,182,000 | 45,892,000 | 40,925,000 |
| Noninterest-bearing deposits | 7,862,000 | 9,306,000 | 7,916,000 | 11,101,000 |
| Equity capital | 4,815,000 | 4,426,000 | 4,368,000 | 4,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,017,000 | 1,988,000 | 2,894,000 | 3,755,000 |
| Interest expense | 402,000 | 767,000 | 1,030,000 | 1,284,000 |
| Net interest income | 615,000 | 1,221,000 | 1,864,000 | 2,471,000 |
| Noninterest income | 101,000 | 200,000 | 297,000 | 403,000 |
| Noninterest expense | 563,000 | 1,105,000 | 1,697,000 | 2,306,000 |
| Provision for loan losses | 20,000 | 20,000 | 60,000 | 265,000 |
| Pretax income | 178,000 | 341,000 | 201,000 | 83,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 341,000 | 201,000 | 83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,581,000 | 4,482,000 | 4,299,000 | 4,094,000 |
| Total capital | 5,053,000 | 4,869,000 | 4,693,000 | 4,674,000 |
| Risk-weighted assets | 47,955,000 | 46,904,000 | 46,309,000 | 46,392,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK OF ROGERSVILLE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.