Call reports 2022
EXCHANGE STATE BANK — 2022
What EXCHANGE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 219,250,000 | 212,761,000 | 213,510,000 | 213,964,000 |
| Total loans | 96,922,000 | 101,006,000 | 103,134,000 | 105,060,000 |
| Allowance for loan losses | 1,397,000 | 1,397,000 | 1,397,000 | 1,397,000 |
| Securities available for sale | 99,876,000 | 94,410,000 | 91,367,000 | 89,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,153,000 | 195,749,000 | 197,975,000 | 198,273,000 |
| Interest-bearing deposits | 133,686,000 | 130,617,000 | 129,354,000 | 126,126,000 |
| Noninterest-bearing deposits | 66,467,000 | 65,132,000 | 68,621,000 | 72,147,000 |
| Equity capital | 18,661,000 | 16,498,000 | 15,013,000 | 15,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,593,000 | 3,103,000 | 4,714,000 | 6,415,000 |
| Interest expense | 70,000 | 139,000 | 209,000 | 283,000 |
| Net interest income | 1,523,000 | 2,964,000 | 4,505,000 | 6,132,000 |
| Noninterest income | 139,000 | 295,000 | 436,000 | 559,000 |
| Noninterest expense | 1,097,000 | 2,186,000 | 3,327,000 | 5,270,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 565,000 | 1,073,000 | 1,614,000 | 1,421,000 |
| Income tax | 96,000 | 173,000 | 211,000 | 238,000 |
| Net income | 469,000 | 900,000 | 1,403,000 | 1,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,380,000 | 23,810,000 | 23,913,000 | 24,427,000 |
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