Call reports 2021
EXCHANGE STATE BANK — 2021
What EXCHANGE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 209,448,000 | 207,857,000 | 212,820,000 | 219,868,000 |
| Total loans | 99,575,000 | 98,892,000 | 94,656,000 | 96,824,000 |
| Allowance for loan losses | 1,352,000 | 1,367,000 | 1,382,000 | 1,397,000 |
| Securities available for sale | 82,359,000 | 86,750,000 | 100,425,000 | 105,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,869,000 | 184,497,000 | 188,789,000 | 196,464,000 |
| Interest-bearing deposits | 126,509,000 | 122,813,000 | 125,232,000 | 128,104,000 |
| Noninterest-bearing deposits | 60,360,000 | 61,684,000 | 63,557,000 | 68,360,000 |
| Equity capital | 22,165,000 | 22,830,000 | 23,451,000 | 22,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 3,073,000 | 4,952,000 | 6,607,000 |
| Interest expense | 122,000 | 227,000 | 323,000 | 405,000 |
| Net interest income | 1,381,000 | 2,846,000 | 4,629,000 | 6,202,000 |
| Noninterest income | 258,000 | 523,000 | 782,000 | 972,000 |
| Noninterest expense | 1,102,000 | 2,178,000 | 3,285,000 | 4,683,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 522,000 | 1,161,000 | 2,081,000 | 2,431,000 |
| Income tax | 85,000 | 193,000 | 357,000 | 406,000 |
| Net income | 437,000 | 968,000 | 1,724,000 | 2,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,947,000 | 22,478,000 | 23,103,000 | 23,405,000 |
Machine access — free, no API key
Every figure shown here about EXCHANGE STATE BANK — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.