Call reports 2019
EXCHANGE STATE BANK — 2019
What EXCHANGE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 162,773,000 | 161,342,000 | 167,121,000 | 168,551,000 |
| Total loans | 99,912,000 | 102,674,000 | 103,638,000 | 105,627,000 |
| Allowance for loan losses | 1,246,000 | 1,166,000 | 1,164,000 | 1,248,000 |
| Securities available for sale | 50,521,000 | 47,378,000 | 44,687,000 | 46,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,988,000 | 140,404,000 | 145,258,000 | 146,829,000 |
| Interest-bearing deposits | 103,343,000 | 104,530,000 | 106,415,000 | 104,265,000 |
| Noninterest-bearing deposits | 39,645,000 | 35,874,000 | 38,843,000 | 42,564,000 |
| Equity capital | 19,435,000 | 20,470,000 | 21,290,000 | 21,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,566,000 | 3,142,000 | 4,794,000 | 6,421,000 |
| Interest expense | 121,000 | 249,000 | 389,000 | 533,000 |
| Net interest income | 1,445,000 | 2,893,000 | 4,405,000 | 5,888,000 |
| Noninterest income | 172,000 | 310,000 | 795,000 | 980,000 |
| Noninterest expense | 1,001,000 | 1,995,000 | 3,031,000 | 4,587,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 671,000 | 1,282,000 | 2,270,000 | 2,399,000 |
| Income tax | 114,000 | 217,000 | 335,000 | 355,000 |
| Net income | 557,000 | 1,065,000 | 1,935,000 | 2,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,414,000 | 19,921,000 | 20,642,000 | 20,736,000 |
| Total capital | 20,661,000 | 21,087,000 | 21,806,000 | 21,984,000 |
| Risk-weighted assets | 113,089,000 | 113,782,000 | 114,285,000 | 116,907,000 |