Call reports 2018
EXCHANGE STATE BANK — 2018
What EXCHANGE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 163,917,000 | 162,754,000 | 160,168,000 | 165,584,000 |
| Total loans | 104,939,000 | 101,340,000 | 100,552,000 | 101,371,000 |
| Allowance for loan losses | 1,297,000 | 1,297,000 | 1,297,000 | 1,247,000 |
| Securities available for sale | 46,167,000 | 46,051,000 | 47,752,000 | 48,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,778,000 | 144,153,000 | 141,238,000 | 146,277,000 |
| Interest-bearing deposits | 106,159,000 | 104,666,000 | 102,705,000 | 102,779,000 |
| Noninterest-bearing deposits | 39,619,000 | 39,487,000 | 38,533,000 | 43,498,000 |
| Equity capital | 17,780,000 | 18,215,000 | 18,499,000 | 18,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,504,000 | 3,039,000 | 4,604,000 | 6,176,000 |
| Interest expense | 109,000 | 220,000 | 334,000 | 451,000 |
| Net interest income | 1,395,000 | 2,819,000 | 4,270,000 | 5,725,000 |
| Noninterest income | 144,000 | 325,000 | 481,000 | 645,000 |
| Noninterest expense | 997,000 | 1,990,000 | 2,995,000 | 4,440,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 542,000 | 1,154,000 | 1,756,000 | 1,930,000 |
| Income tax | 88,000 | 190,000 | 290,000 | 300,000 |
| Net income | 454,000 | 964,000 | 1,466,000 | 1,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,246,000 | 17,605,000 | 17,711,000 | 19,451,000 |
| Total capital | 18,235,000 | 18,569,000 | 18,660,000 | 20,420,000 |
| Risk-weighted assets | 78,813,000 | 76,788,000 | 75,687,000 | 77,221,000 |