Call reports 2025
IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2025
What IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 879,141,000 | 887,659,000 | 862,332,000 | 830,382,000 |
| Total loans | 645,287,000 | 640,230,000 | 625,773,000 | 598,807,000 |
| Allowance for loan losses | 7,094,000 | 6,627,000 | 6,491,000 | 6,526,000 |
| Securities available for sale | 184,585,000 | 187,753,000 | 189,824,000 | 184,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 690,718,000 | 727,197,000 | 685,950,000 | 654,893,000 |
| Interest-bearing deposits | 644,353,000 | 616,831,000 | 645,084,000 | 611,875,000 |
| Noninterest-bearing deposits | 46,365,000 | 110,366,000 | 40,866,000 | 43,018,000 |
| Equity capital | 72,544,000 | 75,440,000 | 78,801,000 | 81,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,645,000 | 21,493,000 | 32,585,000 | 43,119,000 |
| Interest expense | 5,457,000 | 10,586,000 | 15,524,000 | 20,115,000 |
| Net interest income | 5,188,000 | 10,907,000 | 17,061,000 | 23,004,000 |
| Noninterest income | 1,176,000 | 2,287,000 | 3,446,000 | 4,798,000 |
| Noninterest expense | 5,183,000 | 10,391,000 | 15,721,000 | 21,154,000 |
| Provision for loan losses | -255,000 | -645,000 | -709,000 | -615,000 |
| Pretax income | 1,444,000 | 3,437,000 | 5,348,000 | 7,175,000 |
| Income tax | 395,000 | 947,000 | 1,461,000 | 1,956,000 |
| Net income | 1,049,000 | 2,490,000 | 3,887,000 | 5,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,074,000 | 91,704,000 | 93,269,000 | 94,796,000 |