Call reports 2024
IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2024
What IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 905,044,000 | 887,818,000 | 893,425,000 | 885,149,000 |
| Total loans | 651,051,000 | 646,796,000 | 654,536,000 | 655,010,000 |
| Allowance for loan losses | 7,725,000 | 7,499,000 | 7,472,000 | 7,346,000 |
| Securities available for sale | 195,257,000 | 190,475,000 | 192,651,000 | 182,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 689,893,000 | 734,336,000 | 683,894,000 | 688,482,000 |
| Interest-bearing deposits | 638,582,000 | 623,863,000 | 640,307,000 | 644,312,000 |
| Noninterest-bearing deposits | 51,311,000 | 110,473,000 | 43,587,000 | 44,170,000 |
| Equity capital | 64,596,000 | 66,113,000 | 71,634,000 | 68,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,802,000 | 21,464,000 | 32,377,000 | 43,388,000 |
| Interest expense | 6,581,000 | 12,780,000 | 18,908,000 | 24,936,000 |
| Net interest income | 4,221,000 | 8,684,000 | 13,469,000 | 18,452,000 |
| Noninterest income | 1,140,000 | 2,344,000 | 3,822,000 | 5,080,000 |
| Noninterest expense | 4,763,000 | 10,083,000 | 15,040,000 | 20,011,000 |
| Provision for loan losses | -378,000 | -597,000 | -220,000 | -631,000 |
| Pretax income | 988,000 | 1,499,000 | 2,352,000 | 4,072,000 |
| Income tax | 254,000 | 348,000 | 567,000 | 1,041,000 |
| Net income | 734,000 | 1,151,000 | 1,785,000 | 3,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,097,000 | 86,672,000 | 87,441,000 | 88,864,000 |