Call reports 2022
IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 786,416,000 | 857,558,000 | 806,868,000 | 823,727,000 |
| Total loans | 506,441,000 | 525,984,000 | 551,130,000 | 568,441,000 |
| Allowance for loan losses | 6,611,000 | 7,052,000 | 7,023,000 | 7,166,000 |
| Securities available for sale | 218,639,000 | 220,906,000 | 206,619,000 | 208,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 673,748,000 | 758,415,000 | 664,542,000 | 674,144,000 |
| Interest-bearing deposits | 617,812,000 | 647,076,000 | 602,930,000 | 623,757,000 |
| Noninterest-bearing deposits | 55,936,000 | 111,339,000 | 61,612,000 | 50,387,000 |
| Equity capital | 74,523,000 | 63,797,000 | 59,844,000 | 63,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,002,000 | 12,234,000 | 19,311,000 | 27,417,000 |
| Interest expense | 609,000 | 1,217,000 | 2,069,000 | 4,155,000 |
| Net interest income | 5,393,000 | 11,017,000 | 17,242,000 | 23,262,000 |
| Noninterest income | 1,435,000 | 2,775,000 | 4,021,000 | 5,072,000 |
| Noninterest expense | 4,952,000 | 9,768,000 | 14,607,000 | 19,457,000 |
| Provision for loan losses | 242,000 | 695,000 | 628,000 | 771,000 |
| Pretax income | 1,634,000 | 3,054,000 | 5,774,000 | 7,710,000 |
| Income tax | 424,000 | 783,000 | 1,526,000 | 2,025,000 |
| Net income | 1,210,000 | 2,271,000 | 4,248,000 | 5,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,903,000 | 81,143,000 | 82,879,000 | 84,530,000 |