Call reports 2021
IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 745,446,000 | 797,341,000 | 767,055,000 | 772,572,000 |
| Total loans | 510,804,000 | 519,970,000 | 512,753,000 | 498,171,000 |
| Allowance for loan losses | 6,351,000 | 6,599,000 | 6,470,000 | 6,395,000 |
| Securities available for sale | 175,760,000 | 189,891,000 | 199,809,000 | 213,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 620,796,000 | 674,239,000 | 643,910,000 | 648,657,000 |
| Interest-bearing deposits | 572,466,000 | 570,709,000 | 592,160,000 | 591,492,000 |
| Noninterest-bearing deposits | 48,330,000 | 103,530,000 | 51,750,000 | 57,165,000 |
| Equity capital | 82,636,000 | 80,472,000 | 81,682,000 | 81,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,925,000 | 11,853,000 | 18,104,000 | 24,411,000 |
| Interest expense | 903,000 | 1,613,000 | 2,292,000 | 2,919,000 |
| Net interest income | 5,022,000 | 10,240,000 | 15,812,000 | 21,492,000 |
| Noninterest income | 1,503,000 | 2,887,000 | 4,446,000 | 5,886,000 |
| Noninterest expense | 4,511,000 | 9,067,000 | 13,736,000 | 18,535,000 |
| Provision for loan losses | -101,000 | 578,000 | 451,000 | 375,000 |
| Pretax income | 2,231,000 | 3,598,000 | 6,187,000 | 8,584,000 |
| Income tax | 620,000 | 978,000 | 1,651,000 | 2,298,000 |
| Net income | 1,611,000 | 2,620,000 | 4,536,000 | 6,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,348,000 | 78,539,000 | 80,606,000 | 82,536,000 |