Call reports 2020
IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2020
What IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 684,181,000 | 735,516,000 | 726,004,000 | 713,399,000 |
| Total loans | 500,991,000 | 516,051,000 | 524,747,000 | 513,235,000 |
| Allowance for loan losses | 6,474,000 | 6,234,000 | 6,506,000 | 6,449,000 |
| Securities available for sale | 152,948,000 | 162,394,000 | 161,292,000 | 167,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,457,000 | 604,811,000 | 605,145,000 | 590,949,000 |
| Interest-bearing deposits | 505,853,000 | 514,215,000 | 559,562,000 | 551,810,000 |
| Noninterest-bearing deposits | 29,604,000 | 90,596,000 | 45,583,000 | 39,139,000 |
| Equity capital | 81,479,000 | 80,631,000 | 82,115,000 | 83,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,798,000 | 13,185,000 | 19,450,000 | 25,688,000 |
| Interest expense | 2,197,000 | 3,817,000 | 5,194,000 | 6,384,000 |
| Net interest income | 4,601,000 | 9,368,000 | 14,256,000 | 19,304,000 |
| Noninterest income | 1,027,000 | 2,224,000 | 3,770,000 | 5,255,000 |
| Noninterest expense | 4,290,000 | 8,518,000 | 12,977,000 | 17,461,000 |
| Provision for loan losses | 281,000 | 211,000 | 526,000 | 477,000 |
| Pretax income | 1,202,000 | 3,137,000 | 5,001,000 | 7,099,000 |
| Income tax | 338,000 | 882,000 | 1,400,000 | 1,989,000 |
| Net income | 864,000 | 2,255,000 | 3,601,000 | 5,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,867,000 | 76,428,000 | 77,910,000 | 79,599,000 |