Call reports 2017
IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 591,441,000 | 585,513,000 | 612,009,000 | 611,493,000 |
| Total loans | 443,312,000 | 447,157,000 | 473,175,000 | 465,552,000 |
| Allowance for loan losses | 5,366,000 | 6,835,000 | 7,240,000 | 7,122,000 |
| Securities available for sale | 113,589,000 | 111,611,000 | 110,056,000 | 116,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,455,000 | 450,958,000 | 464,467,000 | 473,345,000 |
| Interest-bearing deposits | 413,795,000 | 418,490,000 | 429,820,000 | 439,941,000 |
| Noninterest-bearing deposits | 34,660,000 | 32,468,000 | 34,647,000 | 33,404,000 |
| Equity capital | 69,272,000 | 70,038,000 | 71,193,000 | 69,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,255,000 | 10,583,000 | 16,051,000 | 21,721,000 |
| Interest expense | 924,000 | 1,886,000 | 2,974,000 | 4,228,000 |
| Net interest income | 4,331,000 | 8,697,000 | 13,077,000 | 17,493,000 |
| Noninterest income | 846,000 | 1,809,000 | 2,965,000 | 3,942,000 |
| Noninterest expense | 3,639,000 | 7,327,000 | 10,974,000 | 15,422,000 |
| Provision for loan losses | 192,000 | 1,688,000 | 2,096,000 | 2,047,000 |
| Pretax income | 1,346,000 | 2,278,000 | 3,772,000 | 4,766,000 |
| Income tax | 488,000 | 819,000 | 1,350,000 | 3,044,000 |
| Net income | 858,000 | 1,459,000 | 2,422,000 | 1,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,630,000 | 70,405,000 | 71,520,000 | 70,997,000 |
| Total capital | 74,996,000 | 76,033,000 | 77,429,000 | 76,975,000 |
| Risk-weighted assets | 442,414,000 | 449,099,000 | 471,448,000 | 477,119,000 |