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Call reports 2012

IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2012

What IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.

PERIOD: 2012SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/43c152dc-74df-4f15-b6d0-80ae57b0d929/2012

Balance sheet

What the bank holds and owes at quarter end

Measure2012Q12012Q22012Q32012Q4
Total assets489,807,000511,330,000514,071,000520,503,000
Total loans253,322,000262,441,000264,040,000288,779,000
Allowance for loan losses3,317,0003,531,0003,672,0003,965,000
Securities available for sale209,992,000223,306,000219,531,000202,914,000
Securities held to maturity0000
Trading assets0000
Total deposits362,160,000363,458,000363,544,000371,467,000
Interest-bearing deposits331,932,000332,612,000335,064,000331,672,000
Noninterest-bearing deposits30,228,00030,846,00028,480,00039,795,000
Equity capital62,127,00063,780,00065,540,00065,415,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2012Q12012Q22012Q32012Q4
Interest income4,496,0009,012,00013,414,00017,729,000
Interest expense953,0001,826,0002,655,0003,473,000
Net interest income3,543,0007,186,00010,759,00014,256,000
Noninterest income870,0001,659,0002,581,0003,576,000
Noninterest expense2,790,0005,664,0008,707,00011,795,000
Provision for loan losses393,000791,000893,0001,298,000
Pretax income1,325,0002,623,0004,445,0005,540,000
Income tax477,000888,0001,551,0001,921,000
Net income848,0001,735,0002,894,0003,619,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2012Q12012Q22012Q32012Q4
Tier 1 capital57,642,00058,588,00059,813,00060,598,000
Total capital60,700,00061,771,00063,109,00064,083,000
Risk-weighted assets244,376,000254,256,000263,328,000278,293,000

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